Why we exist
Every owner deserves a CFO. So we built one.
Most small businesses can't afford a fractional CFO and shouldn't need to. Fynso reads your bank, your books, and your tools — then gives you the daily cash forecast, the brief, and the ranked actions a great CFO would. Built for the owner, not the accountant.
The Cost of Running Blind on Cash
of small business failures cite cash flow as the root cause — yet most owners can't see their cash position more than a week out
Source: U.S. Bank, SCORE
of small business owners say they don't have a strong grasp of their company's financials — and don't have the time to fix it
Source: Intuit Small Business Survey
minimum cost of a fractional CFO most small businesses can't justify — leaving them to navigate the numbers alone
Source: Toptal, Robert Half
spent on bookkeeping, reconciliation, and financial admin instead of running the business
Source: SCORE, NFIB
The financial intelligence built for enterprises has always left small businesses behind.
Fynso changes that.
Every day, small business owners make financial decisions blind — buried across disconnected tools, lagging reports, and gut feel. Enterprise companies have had AI CFOs solving this for years. Now you do too.
Your data. Your context.
Every insight starts with your real books, your real bank, and your real tools — not a generic prompt.
Signals that drive action.
Cash tightening, margins compressing, AR aging — surfaced before they compound into a problem.
You stay in control.
Fynso drafts the next move. You make the decisions and have the final call — always.
Core Values
The principles behind every decision — from what we build to how we build it.
Clarity Over Complexity
Business software should make things simpler, not harder. Plain language, clear actions, no jargon — built for the person running the business, not the person selling the software.
Speed to Value
Connect in 5 minutes, see signals immediately. No heavy implementation, no consultants, no waiting weeks.
Trust and Security
Your data stays yours. Secure, permissioned access with clear account control — because operators need confidence in how their data is connected and used.
Built for Owners
Every feature ships for the person running the business — not their accountant, not their investors. You come first.
Leadership
The team behind Fynso — small business veterans building the AI CFO every owner deserves.
Mike Sabia
Co-Founder
Started in SMB lending and private credit, where he ran thousands of calls with owner-operators that made one pattern impossible to ignore — even healthy businesses were flying blind on cash, margin, and the decisions that mattered most. That insight sparked Fynso, where he runs GTM.
Ricky Hernandez
Co-Founder
Engineered systems at scale in healthcare technology, then the ops and data stack behind SMB lending in FinTech. Co-founded Fynso to turn thousands of operator conversations into infrastructure owners can trust every morning.
Steve Bernstein
Chief Revenue Officer
Two decades helping small businesses grow — from leading regional banking for 20,000+ clients at Wells Fargo and PNC to advising operators on growth strategy. Knows what business owners need because he's spent his career serving them.
Ready to see it
See your business the way a CFO would.
Connect your bank and QuickBooks in 5 minutes. See your first cash forecast, daily brief, and ranked actions today.
No credit card required · Connects in 5 minutes · 14-day free trial
Questions About Fynso
What we build, who we built it for, and how to get started.
Can't find what you're looking for? Contact rick@fynso.ai
About Fynso
Getting Started
Trust & Security
Can't find what you're looking for? Contact rick@fynso.ai